How quickly can bankruptcy stop creditors from calling me in Addison?

The automatic stay takes effect the moment your case is filed. Once creditors receive notice, they must stop calling, garnishing wages, and pursuing lawsuits.

Will I lose my home or car if I file in Addison?

Most filers keep their home and car using Illinois exemptions, as long as payments are current. We review your equity and explain exactly what is protected before you file.

Addison Bankruptcy Attorney
Law Office

Debt Relief Strategies for DuPage County & the Western Suburbs

Struggling with debt in Addison? Our bankruptcy lawyers serve Addison and nearby Villa Park, Lombard, and Wood Dale.

Working Hours

Come visit us today!

Monday

9:00 AM - 5:00 PM

Tuesday

9:00 AM - 5:00 PM

Wednesday

9:00 AM - 5:00 PM

Thursday

9:00 AM - 5:00 PM

Friday

9:00 AM - 5:00 PM

Saturday

Closed

Sunday

Closed

Addison Attorneys Can Give You a Fresh Start

Our Bankruptcy Law Team Is Here to Help

Debt can build quickly after a medical event, a divorce, or time out of work. For Addison residents, the right bankruptcy attorney can turn a stressful situation into a clear path forward.

Chicago Bankruptcy Clinic has helped Addison families and small-business owners eliminate debt and start fresh. Our Oak Brook office is a short drive south of Addison. We assist with Chapter 7 and Chapter 13 filings, led by attorney Alex Ranjha.

Reasons to Work with Our Addison Bankruptcy Lawyers

Come to Us

Debt Relief Knowledge

Our team has spent years working as lawyers and at law firms that addressed bankruptcy law and related issues. Our attorneys will use their backgrounds to help navigate the minutiae of bankruptcy law.

Free Consultations

We strive to relieve your debt, not saddle you with more debt. That’s why we offer free consultations. When you meet with us, you can make sure you’re hiring the right bankruptcy attorney without pressure or financial obligation.

Flexible Payment Options

To further reduce the debt burden on our clients, we offer flexible payment plans. These installments will help you settle your debts with creditors without putting additional financial strain on your household.

Bilingual Team

The team at Chicago Bankruptcy Clinic speaks both English and Spanish to serve the diverse communities in Chicago and its surrounding cities and suburbs.

Virtual Consultations

If you are unable to get to our Oak Brook or Chicago offices, you can still connect with one of our lawyers through a virtual consultation to discuss your bankruptcy case.

If You Need Financial Help, We're Ready to Listen

Set Up a Free Consultation With Our Bankruptcy Lawyers

If creditors in Addison are relentless, our attorneys will review your finances and tell you honestly whether bankruptcy is the right tool. Once you file, the automatic stay stops garnishment, calls, and lawsuits. We have guided many DuPage County families through the process and helped them keep their homes.

Call or message our nearby Oak Brook office to arrange a time. Chicago Bankruptcy Clinic is ready to help.

5-Star Reviews

For Alex Ranjha and Our Team

Meet

Alex Ranjha

Alex Ranjha is a bankruptcy attorney who serves Addison and communities across DuPage County.

He helps people understand bankruptcy law and their options, especially where debt intersects with real estate. Mr. Ranjha works with families throughout the Chicago region.

If getting to our Oak Brook office is difficult, you can still meet Mr. Ranjha or another Chicago Bankruptcy Clinic attorney through a free virtual consultation.

Answering Questions as They Arise

Our Attorneys Can Keep in Touch Long-Term

“They helped back in 2017 with my bankruptcy and it was smooth. A question came up just recently and they were more than willing to help out no questions asked!”

Services to Address Bankruptcy

Our attorneys help households that are facing insurmountable debt. Fortunately, our team has ways to make existing laws work in your favor.

Addison Chapter 7 Bankruptcy

Also known as liquidation bankruptcy, people file for Chapter 7 as a means of eliminating most of their unsecured debt. During Chapter 7, a person sells their property as a means of paying off their unsecured debt. Any remaining debts following the sale of property will often be discharged.

How a Bankruptcy Attorney Can Help

During a Chapter 7 filing, an attorney can give you insight regarding which property should be sold, as well as any relevant exemptions.

Addison Chapter 13 Bankruptcy

Also known as reorganization bankruptcy, filing for Chapter 13 will involve a payment plan that allows debtors with steady income to pay back their creditors. This repayment period typically lasts three to five years. There is no need to sell any of your property to pay back your creditors with Chapter 13.

How a Bankruptcy Lawyer Can Help

During a Chapter 13 filing, an attorney can help you consider your earnings and how the repayment plan could affect your budget.

Not Sure Which Kind of Bankruptcy to File?

Chicago Bankruptcy Clinic Has Got You Covered

Chapter 7 and Chapter 13 each have their own unique benefits, and one may be better suited to your situation than the other. During a free consultation, our bankruptcy attorneys can review your dealings with creditors, current laws, and what type of bankruptcy makes more sense for you.

Creating a Payment Solution That Fits Your Financial Conditions

Addison clients bring many different financial situations, and there is no single right answer for everyone. During your free consultation we review your options and flexible payment plans so the cost fits your budget.

Chicago Bankruptcy Clinic Serving Addison

At Chicago Bankruptcy Clinic, our bankruptcy attorneys and paralegals work closely with clients to assess their financial situation and explore debt relief options, including filing for Chapter 7 and Chapter 13 bankruptcy. Our team is proud to be affiliated with the following organizations:

We offer free consultations and flexible payment plans. To learn more about foreclosure and bankruptcy, contact our office online or call (331) 320-6542 today.

Contact Us Today

Areas We Serve

Aurora • Bensenville • Berwyn • Bloomingdale • Bolingbrook • Brookfield • Burr Ridge • Carol Stream • Cicero • Clarendon Hills • Countryside • Darien • Downers Grove • Elmhurst • Forest Park • Glen Ellyn • Glendale Heights • Hinsdale • Itasca • Joliet • La Grange • Lisle • Lombard • Naperville • Oak Park • River Forest • Riverside • Romeoville • Villa Park • Warrenville • Westchester • Western Springs • Westmont • Wheaton • Willowbrook • Wood Dale • Woodridge

Oak Brook Office

Chicago Office

Addison Bankruptcy Attorney
Law Office

Debt Relief Strategies for DuPage County & the Western Suburbs