How long does Chapter 7 take?

Chapter 7 typically wraps up in about three to four months from filing to discharge. We explain the timeline for your situation at your consultation.

Will bankruptcy ruin my credit permanently?

No. Chapter 7 stays on your report up to 10 years and Chapter 13 up to 7 years, but many people begin rebuilding within one to two years.

Itasca Bankruptcy Attorney
Law Office

Debt Relief Strategies for DuPage County & the Western Suburbs

Dealing with unmanageable debt in Itasca? Our bankruptcy attorneys serve Itasca and nearby Wood Dale, Roselle, and Medinah.

Working Hours

Come visit us today!

Monday

9:00 AM - 5:00 PM

Tuesday

9:00 AM - 5:00 PM

Wednesday

9:00 AM - 5:00 PM

Thursday

9:00 AM - 5:00 PM

Friday

9:00 AM - 5:00 PM

Saturday

Closed

Sunday

Closed

Itasca Attorneys Can Give You a Fresh Start

Our Bankruptcy Law Team Is Here to Help

Financial setbacks happen to hardworking people, whether from medical bills, a layoff, or creditors you can no longer keep up with. A bankruptcy attorney can help Itasca residents understand how the law can work for them.

Chicago Bankruptcy Clinic has helped Itasca families get relief and start over. Our Oak Brook office is a short drive south. We handle Chapter 7 and Chapter 13 filings, led by attorney Alex Ranjha.

Reasons to Work with Our Itasca Bankruptcy Lawyers

Come to Us

Debt Relief Knowledge

Our team has spent years working as lawyers and at law firms that addressed bankruptcy law and related issues. Our attorneys will use their backgrounds to help navigate the minutiae of bankruptcy law.

Free Consultations

We strive to relieve your debt, not saddle you with more debt. That’s why we offer free consultations. When you meet with us, you can make sure you’re hiring the right bankruptcy attorney without pressure or financial obligation.

Flexible Payment Options

To further reduce the debt burden on our clients, we offer flexible payment plans. These installments will help you settle your debts with creditors without putting additional financial strain on your household.

Bilingual Team

The team at Chicago Bankruptcy Clinic speaks both English and Spanish to serve the diverse communities in Chicago and its surrounding cities and suburbs.

Virtual Consultations

If you are unable to get to our Oak Brook or Chicago offices, you can still connect with one of our lawyers through a virtual consultation to discuss your bankruptcy case.

If You Need Financial Help, We're Ready to Listen

Set Up a Free Consultation With Our Bankruptcy Lawyers

When creditors in Itasca will not stop calling, our attorneys can review your case and determine whether filing is the right move. The automatic stay stops calls, garnishment, and lawsuits as soon as you file. We have helped DuPage County families avoid foreclosure and regain their footing.

Contact our nearby Oak Brook office by phone or online to arrange a time. Chicago Bankruptcy Clinic is ready to help.

5-Star Reviews

For Alex Ranjha and Our Team

Meet

Alex Ranjha

Alex Ranjha is a bankruptcy attorney serving Itasca and the surrounding DuPage County communities.

He helps people understand bankruptcy law and their options, especially where debt intersects with real estate. Mr. Ranjha works with families throughout the Chicago region.

If getting to our Oak Brook office is difficult, you can still meet Mr. Ranjha or another Chicago Bankruptcy Clinic attorney through a free virtual consultation.

Answering Questions as They Arise

Our Attorneys Can Keep in Touch Long-Term

“They helped back in 2017 with my bankruptcy and it was smooth. A question came up just recently and they were more than willing to help out no questions asked!”

Services to Address Bankruptcy

Our attorneys help households that are facing insurmountable debt. Fortunately, our team has ways to make existing laws work in your favor.

Itasca Chapter 7 Bankruptcy

Also known as liquidation bankruptcy, people file for Chapter 7 as a means of eliminating most of their unsecured debt. During Chapter 7, a person sells their property as a means of paying off their unsecured debt. Any remaining debts following the sale of property will often be discharged.

How a Bankruptcy Attorney Can Help

During a Chapter 7 filing, an attorney can give you insight regarding which property should be sold, as well as any relevant exemptions.

Itasca Chapter 13 Bankruptcy

Also known as reorganization bankruptcy, filing for Chapter 13 will involve a payment plan that allows debtors with steady income to pay back their creditors. This repayment period typically lasts three to five years. There is no need to sell any of your property to pay back your creditors with Chapter 13.

How a Bankruptcy Lawyer Can Help

During a Chapter 13 filing, an attorney can help you consider your earnings and how the repayment plan could affect your budget.

Not Sure Which Kind of Bankruptcy to File?

Chicago Bankruptcy Clinic Has Got You Covered

Chapter 7 and Chapter 13 each have their own unique benefits, and one may be better suited to your situation than the other. During a free consultation, our bankruptcy attorneys can review your dealings with creditors, current laws, and what type of bankruptcy makes more sense for you.

Creating a Payment Solution That Fits Your Financial Conditions

Itasca clients come from many financial situations, and there is no single right answer for everyone. During your free consultation we review your options and flexible payment plans so the cost fits your budget.

Chicago Bankruptcy Clinic Serving Itasca

At Chicago Bankruptcy Clinic, our bankruptcy attorneys and paralegals work closely with clients to assess their financial situation and explore debt relief options, including filing for Chapter 7 and Chapter 13 bankruptcy. Our team is proud to be affiliated with the following organizations:

We offer free consultations and flexible payment plans. To learn more about foreclosure and bankruptcy, contact our office online or call (331) 320-6542 today.

Contact Us Today

Areas We Serve

Addison • Aurora • Bensenville • Berwyn • Bloomingdale • Bolingbrook • Brookfield • Burr Ridge • Carol Stream • Cicero • Clarendon Hills • Countryside • Darien • Downers Grove • Elmhurst • Forest Park • Glen Ellyn • Glendale Heights • Hinsdale • Joliet • La Grange • Lisle • Lombard • Naperville • Oak Park • River Forest • Riverside • Romeoville • Villa Park • Warrenville • Westchester • Western Springs • Westmont • Wheaton • Willowbrook • Wood Dale • Woodridge

Oak Brook Office

Chicago Office

Itasca Bankruptcy Attorney
Law Office

Debt Relief Strategies for DuPage County & the Western Suburbs